Confirmed facts, estimates, sources, and missing support arrive together.
For accountants, lenders, and farm advisors
Review a client decision without rebuilding it.
Spend less time reconstructing the proposal and more time testing the economics, operating fit, cash pressure, evidence, uncertainty, and conditions that matter before capital is committed.
Where ACDS saves professional time
One intake. One calculation record. One controlled return.
ACDS does not replace underwriting, accounting, appraisal, tax, or advisory judgment. It standardizes the work that should already be organized before that judgment begins.
The client baseline and revised assumptions are compared automatically.
Economics, capacity, repayment, liquidity, collateral, and evidence do not collapse into one misleading score.
Comments, conditions, disposition, and review history stay attached to the editable Decision File.
Controlled review coordination
Send a decision-specific request—not a vague “please review.”
Choose a saved decision, assign the professional responsibility, and state the questions and return date. The request contains no model inputs or source records.
Review by exception
Do not read the whole file just to find what changed.
The farmland Full Review now opens with one professional decision desk. It prioritizes policy exceptions, critical evidence gaps, outstanding documents, model warnings, and every changed assumption.
Changed inputs3Since client handoff
Policy exceptions1Against applied institution profile
Evidence gaps2Current dated support required
Next actionConfirm appraisalAssigned in the case workflow
- PolicyDown payment below the applied minimum
- EvidenceAppraisal source date not entered
- ChangeInterest rate revised after client handoff
Choose the client decision
Open the full review workspace.
The client can begin with a guided screen and continue into the full Decision File without re-entering the confirmed information.
Before the meeting
Send the client a consistent starting link.
The client can begin privately on their own device, gather the right records, and return a Decision File instead of an unstructured email or one-off spreadsheet.
Recommended
Let ACDS choose the correct review workspace.
Select the client's editable JSON. ACDS checks its controlled format, identifies equipment or farmland, and opens a new review copy in the matching analyzer.
Inspected and opened only on this device. Nothing is uploaded.
Equipment investment
Compare keeping, purchasing, leasing, renting, or custom hiring with capacity, timeliness, financing, and evidence kept visible.
Review an equipment decisionFarmland acquisition
Review parcel economics, whole-farm repayment capacity, liquidity, seasonal cash timing, collateral, acquisition-policy fit, deal structure, and assigned transaction milestones.
Review a farmland decisionCapital allocation plan
Bring saved equipment and farmland files into one sequence using protected liquidity, annual commitment capacity, competing-option controls, and forecast-versus-actual decision memory.
Review the farm capital planCompleted example Decision Files
Inspect the output before reviewing a client file.
Both examples are fully populated demonstrations. Open either file, then use Print or save as PDF to print it or download a clean copy.
ACDS-SAMPLE-001Equipment
Completed illustrative file
Combine replacement decision
Keep the current combine, purchase or lease a replacement, or use a local harvest contractor.
- Economic and cash-flow comparison
- Capacity, sensitivity, and evidence review
- Recommendation and decision conditions
ACDS-LAND-SAMPLE-001Farmland
Completed illustrative file
North farm acquisition
Purchase the parcel, rent comparable productive acres, or retain capital under a realistic Ontario farm scenario.
- Property value and whole-farm capacity
- Liquidity, renewal, and seasonal cash timing
- Evidence, policy exceptions, and conditions
Print or PDF: select Print or save as PDF at the top of an example, then choose a printer or “Save as PDF.”
What the client should prepare
Review records, not unsupported placeholders.
A guided screen can begin with estimates. A client file intended for professional reliance should replace material estimates with current, dated support wherever practical.
- Current equipment value, ownership costs, repairs, and remaining debt
- Written dealer, lease, rental, or custom-operator terms and inclusions
- Annual workload, effective capacity, operating window, and downtime
- Fuel, labour, maintenance, insurance, resale, and support-equipment assumptions
- Purchase terms, productive acres, taxes, improvements, and closing costs
- Appraisal, comparable sales, rental evidence, and normalized land margin
- Whole-farm balance sheet, cash available for debt service, and existing debt
- Financing, renewal, title, access, drainage, environmental, and possession details
Professional review workflow
A clear handoff from client inputs to professional judgment.
- 01
Open
Open the client's editable ACDS backup in the applicable full-review workspace.
- 02
Compare
Use the automatic baseline comparison to see every assumption changed during review.
- 03
Challenge
Reconcile records, quotations, financing, operating fit, and variables that could reverse the result.
- 04
Record
Add reviewer comments, conditions, role, review date, and disposition to the controlled file.
- 05
Return
Download the revised review JSON and return that single editable file to the client.
- 06
Reopen
The client can open the returned file to see the completed review changes and anything altered afterward.
How the review is recorded
Preserve who reviewed what—and what remains unresolved.
The full Decision File can record who prepared the analysis, the reviewer's entered name and role, the review date, and a selected disposition. Both analyzers preserve reviewer comments, conditions, the automatic assumption comparison, and prior review rounds inside the returned editable file. The conclusion therefore stays attached to its limitations and review history.
- Identity fields
- Prepared by · Reviewed by · Reviewer role
- Review state
- Date · Disposition · Comments · Conditions
- File record
- Client baseline · Changed assumptions · Prior review rounds
Institutional adoption boundary
Useful for a professional pilot today. Not yet a bank's system of record.
ACDS can standardize intake, calculation, exceptions, review, and export now. Institution-managed deployment requires a separate security, identity, retention, validation, and integration program.
- Device-local files and reusable institution thresholds
- Editable backups for deliberate device-to-device transfer
- Review-by-exception and automatic change comparison
- Underwriting transfer, exception, and model-use exports
- Versioned methodology, limitations, and validation register
- Professional comments, conditions, role, and review date
- Approved identity, access, SSO, and role permissions
- Encrypted shared storage, retention, backup, and recovery
- Authenticated approvals and tamper-evident audit events
- Independent validation and institution acceptance testing
- Core-system integration, monitoring, support, and procurement
Until those controls exist, retain official documents, signatures, approvals, and final credit records in the organization's authorized systems. ACDS remains a decision-preparation and review-support layer.
Measure the value on a real file
Replace “this feels faster” with a reviewable pilot record.
Compare the same decision under the current method and ACDS. Record time, repeated entry, missing items found, corrections, and reuse intent without entering a client name or confidential account data.
Review resources
See the method, evidence, and controls behind the file.
R-01Client preparation
Records to prepare
Printable equipment and farmland checklists for the records, quotes, operating evidence, and financing details needed before review.
Open preparation guides R-02Calculation frameworkMethodology
Read how ACDS separates economic value, financing, operating capacity, uncertainty, evidence, and the final review record.
Review the methodology R-03Current evidenceValidation status
See what has been internally tested, what independent review is still pending, and how validation cases will be documented.
See validation status R-04Model oversightGovernance and controls
Inspect model ownership, change controls, known limitations, review roles, and the path toward professional acceptance testing.
Review model governance R-05Portable handoffPreparation and review files
Prepare the right records, exchange one editable Decision File, and keep the farmer, lender, accountant, and advisor on the same version.
Open preparation guidesProfessional pilot
Challenge the file with a real agricultural decision.
ACDS is seeking practical review from agricultural accountants, lenders, and advisors. Pilot feedback is used to improve definitions, controls, report usefulness, and validation procedures—not as an endorsement prepared in advance.